Personal Insurance Solutions

Personal Insurance, Expertly Arranged

Comprehensive protection for your home, possessions, and travels with personal service and expert advice

Our Personal Insurance Products

Tailored protection for your home, possessions, and personal needs

Household Insurance

Comprehensive cover for your home, contents, and personal belongings

Buildings cover
Contents insurance
Personal liability
Emergency cover

Buildings & Contents

Comprehensive combined cover for your property and possessions

Structural protection
Item coverage
Accidental damage
Home emergency

Caravan Insurance

Specialist protection for caravans, motorhomes, and holiday homes

Vehicle cover
Contents protection
Breakdown assistance
Holiday cover

Travel Insurance

Worldwide travel protection for holidays, business trips, and adventures

Trip cancellation
Medical cover
Baggage protection
Emergency assistance

Coverage Options

Choose the covers that best suit your personal insurance needs

Buildings Insurance

Protection for the structure of your home against fire, flood, theft, and other perils

Contents Insurance

Cover for your personal belongings, furniture, and household items

Personal Liability

Protection if you accidentally injure someone or damage their property

Emergency Assistance

24/7 support for emergency repairs and home assistance needs

Accidental Damage

Optional cover for accidental damage to buildings and contents

Travel Protection

Comprehensive coverage for trips, cancellations, and medical emergencies abroad

Why Choose Focus Insurance?

Expert advice and personal service for your personal insurance needs

Expert Advice

Personal guidance from experienced insurance advisors who understand your needs

Market Access

Access to leading insurers with terms suited to your needs and flexible payment options

Claims Support

24/7 support when you need it most, with expert guidance through the claims process

Ready to Get a Quote?

Here's what you'll need to have ready when you contact us:

Your property address and postcode
Details of your home (age, construction, size)
Estimated value of contents
Any previous claims or insurance history
Specific coverage requirements or concerns
Preferred contact method and time

Common Questions

Personal Lines Insurance FAQs

Answers to frequently asked questions about personal insurance products.

What personal insurance products does Focus Insurance arrange?

Focus Insurance can arrange a range of personal insurance products including home and contents insurance, high-value home insurance, private motor insurance, travel insurance, and caravan insurance. As a broker, we search the market to find suitable cover options for your individual circumstances.

What is high-value home insurance?

High-value home insurance is designed for properties and contents that exceed the limits of standard home insurance policies. It typically provides higher sums insured, broader cover, and access to specialist claims handling. It is particularly relevant for listed buildings, large properties, and homes with high-value contents such as art, jewellery, or antiques.

Can Focus Insurance arrange insurance for classic or specialist vehicles?

Yes. We can arrange insurance for classic cars, high-value vehicles, and other specialist motor risks. These vehicles often require specialist insurers who understand their value and usage patterns. Contact us to discuss your specific vehicle and requirements.

Do you provide online quotes for personal insurance?

No. We do not provide instant online quotes. Our service is advice-led, and we prefer to discuss your requirements before searching the market. This ensures we find cover that is appropriate for your individual circumstances rather than a generic policy.

How do I arrange personal insurance through Focus Insurance?

Contact us by telephone on 01733 263311 or via our online enquiry form during business hours (Monday to Friday, 9am to 5pm). Our team will discuss your requirements and search the market to find suitable cover options.

Important Information

Focus Insurance is a broker, not an insurer. We arrange insurance on your behalf with carefully selected insurers. We do not provide personal advice unless we have first assessed your demands and needs. Our service is provided on a fair basis, and we will disclose our remuneration method on request.

We are regulated by the Financial Conduct Authority (FCA) under registration number 717691. You can check our details on the FCA register at register.fca.org.uk