Insurance for TilersInsurance
Focus Insurance provides specialist tilers insurance with cover for public liability, employers liability, plant and equipment, and more. Tailored for ceramic tilers, stone specialists, and mosaic installers.
Important: Focus Insurance Services is an insurance broker, not an insurer. We arrange cover on your behalf from a panel of insurers. Policy terms, conditions, and exclusions apply.
Insurance Solutions for Tilers
We arrange a range of insurance products tailored to the specific needs of your trade.
Public Liability
Protection against third-party injury and property damage from tiling work
Learn moreEmployers Liability
Mandatory cover for employee injury and illness claims
Learn morePlant & Equipment
Cover for tile cutting equipment, scaffolding, and machinery
Learn moreTools & Equipment
Protection for hand tools, power tools, and tiling equipment
Learn moreContract Works
Cover for tiles, materials, and work in progress on client sites
Learn moreProfessional Indemnity
Protection against claims of professional negligence in installation
Learn moreUnderstanding Your Risks
Every trade has unique exposures. Here are the key risks we help tilers protect against.
Tile Breakage
Accidental damage to tiles during installation and storage
Grout and Adhesive Issues
Poor workmanship, cracking, and adhesive failure
Water Ingress
Moisture penetration and water damage from improper sealing
Slip and Fall
Injury risks from wet surfaces and slippery conditions
Dust and Silicosis
Respiratory hazards from cutting and grinding tiles
Property Damage
Damage to client property and adjacent structures
Why Choose Specialist Trade Insurance?
Generic business insurance often leaves gaps in cover for trade-specific risks. Specialist policies are designed with your profession in mind.
- Specialist ceramic and stone tiling expertise
- Cover for all tile types (ceramic, porcelain, natural stone, mosaic)
- Protection for grout, adhesive, and installation defects
- Flexible cover for residential, commercial, and specialist installations
- Emergency support and incident response 24/7
Information for Your Quote
- 1Types of tiling work (ceramic, stone, mosaic, specialist, etc.)
- 2Average annual turnover and contract values
- 3Number of employees and subcontractors
- 4Details of main clients and typical project sizes
- 5Safety procedures and health and safety certifications
- 6Claims history for the past 5 years
Frequently Asked Questions
What tile breakage cover is included?
Is water ingress and damp covered?
Do I need silicosis protection?
What happens if grout fails or cracks?
Can I get cover for large commercial tiling contracts?
Insurance for Other Trades
Insurance for Tilers and Stone Installation Contractors
Tilers and stone installation contractors work with materials that are both valuable and fragile. Ceramic tiles, natural stone, and mosaic installations represent significant material costs, and damage during installation — whether from breakage, incorrect adhesive application, or substrate failure — can result in costly remediation work. A specialist tilers insurance policy provides cover for the specific risks of your trade, including liability for damage to client property and cover for your tools and materials.
Public liability insurance is essential for any tiler working in occupied properties. Water damage from incorrectly sealed wet areas, cracked tiles causing injury, or damage to adjacent finishes during installation are among the most common causes of claims. If you work on high-value properties or use premium materials such as marble, travertine, or large-format porcelain, it is important that your policy limits are adequate for the replacement cost of materials and reinstatement of surrounding finishes.
At Focus Insurance, we arrange tilers insurance through specialist insurers who understand the floor and wall finishing sector. We can cover domestic and commercial tiling, wet room and bathroom installations, external paving and landscaping, and heritage stone restoration. Tools and equipment cover can be arranged for tile cutters, grinders, and specialist installation equipment. Our brokers will assess your activities and typical contract values before approaching the market.
Ready to Protect Your Business?
Get in touch with our team for a no-obligation quote tailored to your trade.
Monday – Friday, 9:00am – 5:00pm