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Focus Insurance Services
Window Fitters
Comprehensive cover for window and door installation contractors

Insurance for Window FittersInsurance

Focus Insurance provides specialist window fitters insurance with cover for public liability, employers liability, plant and equipment, and more. Tailored for window and door installation contractors.

Important: Focus Insurance Services is an insurance broker, not an insurer. We arrange cover on your behalf from a panel of insurers. Policy terms, conditions, and exclusions apply.

Understanding Your Risks

Every trade has unique exposures. Here are the key risks we help window fitters protect against.

1

Glass Breakage

Accidental damage to windows and glass during installation

2

Property Damage

Damage to client property during installation and removal

3

Falls from Height

Injury risks when working at height on upper floors

4

Installation Defects

Water ingress, poor sealing, and installation quality issues

5

Noise and Dust

Disturbance to neighbours and environmental concerns

6

Theft of Materials

Loss of windows, doors, and equipment on site

Why Choose Specialist Trade Insurance?

Generic business insurance often leaves gaps in cover for trade-specific risks. Specialist policies are designed with your profession in mind.

  • Specialist window and door installation expertise
  • Cover for all window types (uPVC, aluminium, timber, double-glazed)
  • Protection for glass breakage and installation defects
  • Flexible cover for residential and commercial installations
  • Emergency support and incident response 24/7

Information for Your Quote

  • 1
    Types of windows and doors installed (uPVC, aluminium, timber, etc.)
  • 2
    Average annual turnover and contract values
  • 3
    Number of employees and subcontractors
  • 4
    Details of main clients and typical project sizes
  • 5
    Safety procedures and quality certifications
  • 6
    Claims history for the past 5 years

Frequently Asked Questions

What glass breakage cover is included?
Our policies include accidental glass breakage cover during installation, removal, and transit. This covers replacement costs for damaged windows and doors.
Do I need certification for window installation?
While not legally required, certifications like FENSA or CERTASS are highly recommended and often required by clients. They demonstrate competence and compliance with building regulations.
Is water ingress covered?
We provide cover for claims arising from poor installation causing water ingress. This is typically covered under professional indemnity insurance.
What happens if I damage the client's property?
Our public liability cover protects you against claims for accidental property damage during installation. We provide legal defence and compensation for third-party claims.
Is cover available for listed buildings and heritage properties?
Yes. We can arrange specialist cover for window installation and replacement work on listed buildings and heritage properties, including the additional liability exposure and specialist materials involved.

Insurance for Window and Door Installation Contractors

Window and door installation contractors face a specific set of risks that arise from working with large, heavy glazed units in occupied properties. Breakage of glass during installation, damage to surrounding brickwork or internal finishes, and the liability exposure from incorrectly fitted units that subsequently fail — allowing water ingress or compromising security — are among the most common causes of claims. A specialist window fitters insurance policy addresses these risks in a way that general tradesman policies often do not.

Public liability insurance for window fitters needs to include cover for damage caused by glass breakage and for the consequences of installation defects that manifest after completion. If you install high-performance glazing, bi-fold doors, or composite entrance systems, the replacement cost of materials alone can be substantial. Employers liability is a legal requirement if you employ fitters or labourers. Tools and equipment cover for glass handling equipment, cutting tools, and installation machinery is also worth considering.

At Focus Insurance, we arrange window and door insurance through specialist insurers who understand the fenestration sector. We can cover uPVC, aluminium, and timber window installations, composite and bi-fold door systems, conservatories and orangeries, and commercial glazing contracts. Whether you are a sole trader or a larger installation business, our brokers will assess your specific activities and contract values before approaching the market to ensure your policy is correctly structured.

Ready to Protect Your Business?

Get in touch with our team for a no-obligation quote tailored to your trade.

Monday – Friday, 9:00am – 5:00pm

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